Loan Products

Every loan. One broker.

From your first car to your next big business purchase — Miller Finance finds the right finance for you, fast.

Drive away sooner

Car Loans

Whether you're buying new or used, from a dealer or private seller, we compare rates across 40+ lenders to find you the best deal. We handle the paperwork so you can focus on finding the right car.

What's included

  • New and used vehicles
  • Dealer and private sale
  • Competitive fixed and variable rates
  • Flexible loan terms 1–7 years
  • Fast pre-approval available

Hit the road on your terms

Bike Loans

Finance your next motorcycle or scooter with a loan tailored to your budget. We work with lenders who specialise in powersports finance so you get the right rate, not a generic personal loan rate.

What's included

  • Motorcycles and scooters
  • New and used bikes
  • Specialist powersports lenders
  • Flexible repayment terms
  • Quick approvals

Get on the water sooner

Boat Loans

Recreational or commercial — we finance vessels of all kinds. Our lender panel includes specialists in marine finance, meaning better rates and terms than a standard personal loan.

What's included

  • Recreational and commercial vessels
  • New and used boats
  • Marine finance specialists
  • Competitive rates
  • Flexible loan structures

Fund the tools that grow your business

Equipment Finance

From trailers and machinery to commercial vehicles and technology — equipment finance lets you preserve cash flow while acquiring the assets your business needs to grow.

What's included

  • Machinery, trailers, and commercial vehicles
  • Chattel mortgage and finance lease options
  • Potential tax benefits for businesses
  • Fast approvals for established businesses
  • New and used equipment

Flexible finance for life's big moments

Personal Loans

Need finance for something that doesn't fit neatly into a category? A personal loan gives you the flexibility to fund what matters — debt consolidation, renovations, travel, or anything else.

What's included

  • Secured and unsecured options
  • Debt consolidation
  • Flexible loan amounts
  • Fixed repayments for easy budgeting
  • Fast online application

How it works

01

Tell us what you need

Fill in a quick enquiry — loan type, amount, and a bit about your situation.

02

We compare 40+ lenders

We search our panel to find the best rate and structure for your circumstances.

03

Get approved fast

We handle the paperwork and liaise with the lender — often approved within 24 hours.

04

Drive (or ride, or sail) away

Funds are settled and you're on your way. It's that simple.

Ready to get started?

Tell us what you need and we'll find the right loan for you — fast.

Miller Finance

Automotive & Asset Buying Agent. We find the finance — and the car — that works for you.

Operated under

Oxcel Finance

ACL: 547719
CRN: 581103

Get in Touch

Miller Finance (CRN 581103) is a credit representative of Oxcel Finance (ACL 547719). All finance applications are subject to lender approval and credit assessment. Fees, charges, and terms and conditions apply. The information on this website is general in nature and does not constitute financial advice. Please consider your personal circumstances before applying for any financial product.

© 2026 Miller Finance. All rights reserved. Operated under Oxcel Finance.